| Bank | Prime Rate | Mortgage Rate | Annual Interesting Rate | Cash Rebate | Prepayment Penalty Period (Yr) |
|---|---|---|---|---|---|
| Bank of China (Hong Kong) | 5.875% | H+1.3% or P-1.75% | 4.13% | 1.75 – 2.15% | 2 |
| HSBC | 5.875% | H+1.3% or P-2.25% | 4.13% | 1.2-2% | 2 |
| Hang Seng Bank | 5.875% | H+1.3% or P-2.25% | 4.13% | 1.7-1.8% | 2 |
| DBS Bank (Hong Kong) | 6.000% | H+1.3% or P-1.75% | 3.63% | 1.30% | 3 |
| Standard Chartered Bank | 6.125% | H+1.3% or P-2% | 4.13% | 1 -1.5% | 2 |
| ICBC (Asia) | 6.125% | H+1.3% or P-2% | 4.13% | 1.8 – 2.4% | 2 |
| The Bank of East Asia | 6.125% | H+1.3% or P-2% | 4.13% | 2% | 2 |
| Citibank (Hong Kong) | 6.125% | H+1.3% or P-2% | 4.13% | 0.5 – 2.5% | 2 |
| Bank Of Communication | 6.125% | H+1.3% or P-2% | 4.13% | 0.6 – 1.7% | 2 – 3 |
| Chong Hing Bank | 6.125% | H+1.3% or P-2% | 4.13% | 1 – 1.2% | 2 |
| Dah Sing Bank | 6.125% | H+1.5% or P-2% | 4.13% | 0.60% | 2 |
| Nanyang Commercial Bank | 6.125% | H+1.4% or P-1.75% | 4.38% | 0.5 – 1% | 2 |
| Chiyu Banking Corp Ltd | 6.125% | H+1.4% or P-1.85% | 4.25% | 0.5 – 2.3% | 2-3 |
| CMB Wing Lung Bank | 6.125% | H+1.3% or P-2% | 4.13% | 2.10% | 2 |
| China Citic Bank International | 6.125% | H+1.3%, P-1.25% | 4.88% | 1% | 2 |
| Public Bank (Hong Kong) | 6.125% | P-1.75% | 4.38% | — | 2 |
| China Construction Bank (Asia) | 6.125% | H+1.3% or P-1% | 5.13% | 1% | 2 |
| Fubon (HK) Bank | 6.250% | P Rate | 6.25% | $4000-$8000 | 2 |
| OCBC Bank | 6.375% | H+1.4%, P-2.25% | 4.13% | 1% | 3 |
Latest Update：31 Oct 2023